Terms & Conditions

1. Acceptance of Terms

By accessing or using GoalFlow, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you disagree with any part of these terms, you do not have permission to access the website or use the dashboard.

2. User Accounts & Registration

When you create an account, you must guarantee that the information you provide is accurate, complete, and current at all times. Inaccurate or obsolete information may lead to immediate termination of your account. You are responsible for maintaining the confidentiality of your account credentials.

3. Platform Services & Accuracy Disclaimers

GoalFlow provides calculations, metrics, and forecasts to help you manage your finances. However:

• Not Financial Advice: All metrics, score calculations, and goal impacts are for informational purposes only and should not be treated as professional financial advice.
• No Guarantees: Forecasts are mathematical projections based on historical logs and current income structures. Actual financial events may vary.

4. Monetization & Ad Gating

GoalFlow provides free-tier usage (including the first goal creation, first affordability checker, and first monthly planner generation). Subsequent accesses to these features require watching sponsored reward ads. Third-party advertisements are served via Adsterra, which handles all ad rendering, tracking, and cookie profiling. We do not endorse the products advertised, and clicking on ads opens external, third-party sites at your own risk.

5. Prohibited Activities

You agree not to attempt to bypass access controls, exploit authentication tokens, inject malicious scripts, or run automated scripts to abuse database writes. Failure to comply may result in temporary blocklisting or permanent deletion of your Firebase credentials.

6. Limitation of Liability

In no event shall GoalFlow, nor its creators, be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or financial assets, arising out of your use of or inability to use the platform.

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will indicate the "Last Updated" date at the top of this document. Continued use of GoalFlow following any changes constitutes acceptance of the new terms.